Pay in installments that suit you

When using an Audiokauppa financing, you get 30-60 days of interest-free and expense-free payment time for purchases.

You decide yourself at what rate you want to pay for your purchase. After receiving the invoice, you can pay the entire amount at once or choose the payment option that suits you best.

  • 30-60 days without costs and interest
  • Up to 12 months interest-free payment period
  • Pay at the rate you choose
  • Possibility of follow-up purchases

Example purchase: €3,000, 12 months with a payment option. Annual interest rate: 0%. Credit cost/month: €7.70. Actual annual interest rate: 2.88%. Credit costs: €92.40.

Total payable: €3092.40. Installments/month: €258.40, 12 installments. The credit cost is 0.28%/month of the agreed credit limit, however no more than €12.50/month.

The credit cost is charged with monthly invoices.

The Audiokauppa account is a continuous credit with a minimum credit limit of €2,000. Other use of the credit may result in a higher or lower effective annual interest rate. Creditor: Resurs Bank AB Finland branch.

You will receive a credit decision immediately and the account will be available to you when you have signed the credit agreement electronically with a TUPAS certificate. After that, you can do business in the store by showing a valid ID when making a purchase.

If you have a smartphone, you can also apply for financing by sending a text message to 18311 with the keyword AUDIOKAUPPA. You will receive an application link on your phone and you can sign the approved contract electronically with a TUPAS certificate. After that, you can do business in the store by showing a valid ID when making a purchase. In this context, a credit agreement is concluded in the store. This can also be done over the phone with the seller.

You can also apply for a financing decision from this link .

 

General account conditions

Standard European consumer credit information

Creditor: Resurs Bank AB Suomen branch, PO Box 3900, FI-00002 Helsinki